What happens if a tenant sues the LLC instead of the landlord personally?

If the LLC is properly maintained, the lawsuit should be against the LLC only. But I’d be careful about “ignoring” it—default judgment is a thing. You need to respond, usually through the LLC’s attorney. The registered agent forwarding papers is normal.

Short answ er: the LLC’s assets are at risk, not yours personally—unless they pierce the veil. But that’s not automatic. They’d have to show you commingled funds, ignored formalities, or used the LLC as a sham. Mold lawsuits usually stick to negligence, so they’ll argue the LLC (as owner) was negligent.

Also, be careful what you say online. Anything you post about “my property” or “my tenant” could be used to argue you treat the LLC as an alter ego. Just say the LLC owns it.

One small payment might not be fatal, but document it. Write a memo explaining it was a temporary loan to the LLC and repay it from the LLC account. Courts look for a pattern, not isolated incidents—but why give them ammo?

Since when does a tenant sue the LLC directly? Usually they sue the owner, and the LLC together to cover bases. If they only named the LLC, that’s actually good for you. But don’t assume they won’t amend the complaint later to add you personally. That’s why you need to notify your insurance and probably hire a lawyer for the LLC.

One more thing: check your lease. Some leases have clauses where the the tenant agrees to sue only the LLC. Not always enforceable, but it helps. And if you have a property manager, make sure they’re named correctly in any lawsuit.