Does an insurance policy show the LLC owner?

Insurance policies are generally not public records. They're private contracts between the insurer and the insured. So unless there's a lawsuit or some regulatory filing that requires disclosure, your name wouldn't be exposed through the policy itself. But note that if the LLC is the named insured, the owner's name might still appear on the policy documents, which are not public but could be discovered in litigation.

I've heard that some states require insurance info to be filed with the secretary of state for certain licenses, but that's rare. Generally, no, it's not public.

What about if you're using a registered agent? Would the insurance company need to know the owner's name anyway? I assume they do for Underwriting, but that doesn't make it public.

Exactly. Insurance companies will need to know who owns the LLC for underwriting and claims. But that information is private unless there's a lawsuit or a regulatory requirement. So as long as you're not doing anything that triggers a public disclosure, you should be fine.

Also consider that some insurance policies might be listed in court records if there's a lawsuit. That's a risk if you're trying to stay anonymous. But for normal operations, it's not public.

I think the bigger risk is the registered agent's address being public, not the insurance.

If you're really concerned, you could use a commercial registered agent service that shields your identity. But insurance is just one piece.

One more thing: some states require you to disclose members in the annual report, but that's separate from insurance. Just keep your public filings minimal and use a registered agent.