Can I use my LLC name as the named insured?

the LLC should be the named insured. That's standard for a business policy. Your personal name would only come up if you're personally guaranteeing something or if the policy requires an individual as an additional insured for some reason.

I used my LLC naame as the named insured for both GL and commercial auto. No issues. Make sure the agent puts the exact legal name as registered with the state, including 'LLC' if that's part of it. Mismatches cause claim problems.

Also, are you worried about the policy itself being public record? Most insurance policies aren't filed publicly, so your name on an application wouldn't necessarily become public.

You're not entirely overthinking.Some states publish UCC filings or license records that can include insurance info. But a standard GL policy isn't typically public. The bigger privacy risk is usually the registered agent address, not the insurance.

Just tell the agent the named insured is the LLC. If they push back, find another agent. This is basic stuff.

What about the ceertificate of insurance? If you have to provide one to a client or landlord, your name might appear as the producer or contact. But the named insured line should still just be the LLC. I've never had a client question it.

Also depends on whether the LLC is taxed as a partnership or S-corp. If it's a single-member LLC treated as a disregarded entity, some insurers still want the individual's name listed as an additional insured or owner. That's where it gets murky for privacy.

Good point on the disregarded entity thing. I had to list myself as an owner on a policy once even though the LLC was the named insured. The agent said it was underwriting requirements. Annoying but not public.